If I click【I have paid】when purchase token in OTC area, will the system automatically transfer money to seller? Can I use another person's information to transfer payment?

No, it does not transfer automatically.   

You bind the payment method on the platform and it does not mean that if you click【I have paid】the system will automatically transfer the money to seller. You need to manually use the payment system to transfer the money to the seller within 15 minutes. After the transfer is completed, then click【I have paid】and wait for the seller to check.        

Please note the following:         

    1. Please confirm the bank account information of the payee to avoid mistakes.

    2. Please do not use sensitive words such as USDT, BTC, etc. when transferring assets.

    3. For non-working hours and non-working days, the amount of large transfers should be less than 50,000 RMB each.

    4. Please do not accept the payment if the payer's information is not the same as the KYC buyer.